Introduction
This Privacy Policy applies to the United States Fire Insurance Company, The North River Insurance Company, Seneca Insurance Company, Crum & Forster Indemnity Company, Engel and No Collateral Bail Bonds Seminole County, hereafter referred to collectively as “the Company.” Our commitment to your privacy is unwavering, with stringent measures in place to ensure the confidentiality and security of your personal information.
Privacy Notice Overview
Legal Requirements and Our Commitment
In compliance with state and federal laws, our Privacy Notice outlines the meticulous care with which we handle your personal and financial information. This document clarifies how we collect, utilize, and safeguard your data, alongside detailing your rights and our legal obligations.
Information Collection, Use, and Disclosure
How We Collect Your Information
Your personal information is gathered through a variety of sources:
- Direct submissions via applications and forms, capturing details like name, address, social security number, and financial assets.
- Interactions and transactions with us, including account balances, insurance coverage, and claims data.
- Third-party sources, including consumer reporting agencies, providing credit scores and other relevant data.
Purpose and Disclosure of Information
The information we collect is crucial for processing your applications, managing bonds, and resolving claims. It is disclosed under strict conditions, such as with your consent or when legally obligated. Notably, we do not share your information for marketing purposes with unaffiliated third parties.
Parties to Whom We May Disclose Information
We restrict access to your information within our organization, ensuring it is only used for legitimate business purposes. This may include sharing with agents, attorneys, and service providers who assist in our operations and are bound by confidentiality agreements.
Confidentiality and Security Measures
Safeguarding Your Information
We employ robust administrative, technical, and physical safeguards to protect your personal information from unauthorized access or misuse, ensuring compliance with relevant laws and regulations.
Access and Amendment Rights
You are entitled to review and request corrections to your personal information, ensuring accuracy and completeness. Requests for amendment are subject to verification and applicable legal constraints.
Investigative Consumer Reports
In certain cases, we may conduct or commission investigative consumer reports as part of our underwriting process. You have specific rights related to these reports, including the right to request a copy and to be interviewed during the preparation of the report.
Digital Privacy and Cookie Policy
Website Interaction and Data Collection
Our website’s technology captures user interactions to enhance service quality and develop new offerings. Cookies play a role in this process, facilitating smoother site navigation and personalized experiences.
Internet Communication Security
While we strive to protect the privacy of online communications, the inherent security risks of internet data transmission necessitate caution on the part of users.
Special Notice for California Residents
California law affords residents additional rights concerning personal information management. We adhere to these provisions, offering enhanced transparency and control over personal data.
Policy Updates and Modifications
We reserve the right to amend this Privacy Policy as required. Any changes will be communicated in accordance with legal requirements, ensuring you remain informed of your privacy rights.
Contact Information and Further Inquiries
For questions or concerns about our privacy practices, please contact the Crum & Forster Legal Department at the provided address. We are committed to addressing your inquiries promptly and comprehensively.
Conclusion
Protecting your privacy is a responsibility we take seriously. Through this Privacy Policy, we aim to foster trust and transparency in all our interactions, ensuring your personal information is handled with the utmost care and respect.